• Hello Dear Friends, I am sure that any of you who invest in crypto are well aware of the most up to date crypto news as you refresh your browser every 15 seconds to monitor your crypto stash. For those of you who are not as finely tuned to the crypto market is in freefall […]

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  • Hey guys,  It’s time to talk about sustainability and how we can consciously invest in our planet. But first, let’s look at what Sustainable Investing means. The term has a variety of names, from socially responsible investing to impact Investing but regardless of what you call it, the idea is to invest in projects that […]

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  • Jeremy Jeremy quite contrary, how does your garden grow? Well, like Mary from the nursery rhyme, quite well, Jeremy Grantham’s version of silver bells and cockle shells is a company that had $118 Billion dollars of assets under management in 2015. So what is the connection between a nursery rhyme and investing? Well if you […]

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  • Let’s start with a little story, shall we? Once upon a time, King Midas asked the gods for one wish; for everything he touched to be turned into gold. At first, it was great; trees, rocks and buildings turned into gold upon his touch. Unfortunately, he soon learnt that even his food turned into gold […]

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  • Buy Now, Pay Later. It sounds like the dream, right? You can purchase that new iPhone that just seemed too expensive to splurge on or you can order some nice new designer clothes without having to worry about all the costs straight up. When it started out, BNPL was essentially a modern lay-by service for […]

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  • Hello Friends, If last year has taught us anything, it’s that some markets are too volatile, too unpredictable to navigate. Yes, I’m talking about cryptocurrency which appears to have had its time in the sun with the bull run finally over. For those invested, it’s been an unfortunate time over the last few months as […]

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  • Hello friends. I hope this finds you well.  The property market has been booming recently, even in light of the pandemic and with the increasing support from the government, I’m sure some of you may be wondering whether to buy a property now or later.  Whilst the market is still quite strong for those looking […]

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  • Hello fellow or soon to be Ted-Heads,  Let’s talk leadership and how the Emmy award-winning Apple TV+ series portrays a … let’s say, unconventional leadership style. If Ted Lasso (no, this is not a sponsored post) has taught us anything, it’s that nice guys can finish first.  For the uninitiated, Ted Lasso follows the titular […]

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  • Dear reader This kind of starts like a “dear John” letter, doesn’t it? For our young readers, a dear John letter was what soldiers used to receive from their girlfriends when they were away at war to let them know they had run off with the milkman. No, I am not writing to let you […]

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  • The Big Ideas to Re-Frame Your Time and Start Investing in Your Future Shhhh… I want to tell you a secret. The most valuable asset you have, not just in your investment journey, but, your life, is time. Not everyone has the luxury of starting out with wads of cash to start an investment portfolio, […]

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  • Hello, my beloved readers! I am terribly sorry that it has taken me so long to put up a new article. I must confess that I have been an incredibly busy bee. This new world we find ourselves in is filled with so much new wonder and opportunity that I find myself wishing I was […]

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  • Hello friends! Today, I would like to have a quick chat about credit repair. We are coming into a recession, which means that credit is going to become more available in the form of loosening of credit assessment and serviceability. This means that new house or business loan might be achievable very soon. So that […]

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  • Hello dearest readers and casual observers (not that you’re not dear to me too!) So here it is, the long promised and well overdue article on negative gearing and the dos and don’ts of purchasing a property. Firstly, I think it is important to set the scene, to get into the mind of the excited […]

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  • Hello friends. ‍There is a serious topic I want to share with you today. I do not do this with a sensationalistic media slant to sell you on my story and to keep you hooked with gore and the unimaginable. If you are a regular reader of my articles, you know I like to call […]

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  • The United States of America (USA) gets a lot of criticism for just about everything it does and to be fair, a lot of it is well deserved. There are near third world medical conditions for over 27 million national residents. That is three million more than Australia’s total population! However, to be fair and avoid contributing towards […]

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  • When little Che-the-avocado started his life on the shady vines of a South American avocado tree, he had no idea that he was part of the largest tinder pile of economic downturn the world was yet to see. All markets are currently doing well; there has been a rally across the board. The Hang Seng, […]

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  • Hello Friends I was recently asked to do a talk for Wholesale Investor at their Venture Investment Summit so I thought I would include excerpts from my transcript here and elaborate a little more on some points. What are you focussed on [as an investor]? You want to look for companies that thrive during or after a recession. […]

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  • So, can Australia afford the $214 billion in stimulus money being spent on the economy? Hello dear readers, Firstly, I would like to say a big thank you and hello to all of my new readers. I cannot believe the growth I am seeing and thank you to all of you who have started to […]

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  • I think COVID-19 and good old Mother Earth has shown us that if we want change, just do it. Hello readers I hope I find some new friends with my green article today. Today is Earth Day. And what a day it is for Earth! If there was ever a way to prove a point about […]

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  • And there was never a better time to be greedy than right now! Recession creates opportunity. Friends, Romans, Countrymen, lend me your wallets!! I hope I find all of you home and well. Let us talk about greed. Greed is not such a bad sin! Greed is what motivates us to strive a little harder, […]

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  • Opportunity always comes from disaster and upheaval. It is all about how you interpret the situation around you. Today, I want to talk about more than financial rewards. Let us talk about bringing the world into the modern age. We live in a time when authors theorised about portable computers in our pockets, recreational flights […]

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  • You need to make some smart decisions now before you are forced to make them later. ‍ Hello quizzical reader As you know, my articles are designed to take sophisticated topics in the finance and investment world and translate them into a language that us mere mortals can understand (and hopefully make them a little […]

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  • It is in times like this that we become closer as a species. I am hearing some great stories out there of human kindness and solidarity. What makes me sad is that every time I look at the news, the headlines are all “the world is ending!” or good stories are being twisted and told […]

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  • CBA is looking after small business, the guys that are going to hurt the most collectively. Hello readers It is not often that you will hear me praise a bank; however, I must give credit where credit is due. The unlikely hero of our story today is the Commonwealth Bank Australia (CBA), which is under fire […]

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  • Hi Everyone, I want to share with you an article I read in “Big Think” (I will post a link to the page below). We all know that when you are smiling you are generally happy, but we now have proof that your smiling makes other people happy! When you see someone smiling “Mirror Neurons” […]

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  • I wanted to touch base this week on a very common mistake I have seen so many people make. “Shotgun self-employment” It’s almost a symptom of a midlife crisis, work has been grinding you down for years, you feel stuck in a rut working for “the man” so you decide to break free of the […]

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  • Yes, these are the famous words inscribed on the front of the universe’s most useful book “The Hitchhikers Guide to the Galaxy”. And never were those two words more comforting than today, after our stock market took its largest hit in history(!) and the Dow Jones nose-dived 2,000 points, ending an almost 11-year bull market. […]

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  • Hello friends, Have you heard the saying: sticks and stones may break my bones but words will never hurt me? That person obviously never listened to bad advice. I have just read an article that was sent to me by one of my readers and it has made me livid. This article, which I will […]

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  • Hello readers, Yes, my cliff-hanger was even longer than the latest break in TWD – and I still want to know where on earth Rick is!! You all have my humblest apologies and I promise to make it up to you with a plethora of regular self-deprecating insights into things in the finance world that […]

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  • I have been writing a lot of doom and gloom lately so I wanted to share with you a success story. I am not sure if you have heard of a little online retailer called Kogan.com, which started as an online retailer for electronic devices such as TV’s. Kogan is one of those great “started […]

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  • I don’t want to say I told you so …. but here is my article from May “Doomsday: Then the day after” where I started ringing the bell of recession warning signs, (this was also about the time my friends stopped inviting me to dinner parties as once I am on a topic i do […]

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  • “When giants speak humans have no choice but to listen” Shaun Fox And if you are paying attention friends then the real gold is in what the mighty are not saying. The giant in question here is Warren Buffet, undeniably the most successful investor of our time. I say investor and not share trader as […]

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  • But things are not (financially) great, you need to take a serious look at your financial situation, and you need to ask as many questions as you can as quickly as possible. It has been quite a while since my last post, and it has taken the first sightings of the financial mushroom cloud on […]

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  • I know I speak about the impending recession… like… A LOT these days! I will admit I do have an obsession with it, but it does not come from a place of malice. I was never the snot-nosed kid who burnt ants with a magnifying glass; I was the kid trying to save them. My […]

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  • A global survey of people’s attitudes to Retirement savings shows while Australians expect to spend 23 years in retirement, their money will run out after only just 10 years, leaving them on the age pension. How important is being mindful of your Retirement… well if you ask the average Australian that question then the answer […]

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  • 4 Things Mortgage Brokers Never Tell You Hello Audience!!! And welcome to a story  I like to call “A tale of TWO sides”. Now I am a fan of a tall tale as much as the next guy and I have been known to bend the facts a little to make my story more humorous in […]

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  • The facts are however that rents are at top dollar even with a low interest rate, and demand is high, not just for Developers to build but for Purchasers wanting more. “OVER SUPPLY” “he cries from the top of the mast”.It used to be “LAND HO” but today the cry from aloft is that we […]

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  • …the personal ramifications of being forced to sell the family home just to survive is devastating. Downsizing!!! BOOM!!!! Its the sound that hits like an Earthquake This week I am going to stay away from mainstream media and political cartooning and just have a few words to say on this topic I would like to […]

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  • Well, the hot topic this week is the reshuffle of the Negative Gearing benefit and your question is how it affects you. Firstly I will reference my favourite quote “Don’t Panic” and bonus points if you can pick the novel. This has become the hot topic picked by politicians and with the looming election, we will see this served around […]

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  • It seems today that every time you turn on the TV or read a paper there is some type of new explosive news about how the Australian property market is tearing towards a collapse, breaching the Bubble or some other type of doomsday prediction. Alternately there are just as many people citing the facts that […]

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